Shameem R Nazeer, MDMost people spend forty years working, grinding, and sacrificing, only to enjoy about thirteen years of retirement before their health or energy begins to decline. The average American retires at 64 and lives to about 77. That is the traditional timeline almost everyone has accepted.
Shameem R Nazeer, MDMost high earners assume that if they follow all the traditional investing advice, everything will work out. You max out your 401(k). You buy index funds. You contribute to your IRA. You diversify. You stay patient. You trust the math.
Shameem R Nazeer, MDThere are certain ages that feel meaningful. Turning 30. Turning 40. Turning 50. But somewhere in the middle sits age 49, a year most people overlook entirely. Nothing about it seems dramatic. Nothing about it signals a major milestone. It feels like one more year in the long stretch of midlife.
Shameem R Nazeer, MDMost physicians were never taught how wealth is actually built. You learned how to diagnose complex medical conditions, manage emergencies, and make high stakes decisions under pressure. But no one pulled you aside in training and explained how the wealthy multiply their money without multiplying their time.
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